Bad Friends that influence your financial goals

Bad types of friends that affects your Finances

Friends are cool due, but what matters most is having the right ones. No need for the long definition of who a friend is.

To me a friend is your

second self or should I say your Image, “show me your friend and I will tell you who you are’. Friend’s affects basically all that we do, say, think or plan and this should be in a positive way and not the other way round. They influence how we spend money.

About that, here are bad friends that influence how our financial back bone dysfunctions.

The Rich friends

I meant you can’t go with friends of high taste and class without having a taste of the golden apple. OK! Let’s do it this way imagine yourself strolling with your friend Rex, Rex earns 500k everyday and you also earn that same amount monthly.

Do you see yourself as his house-boy escorting him or as man-on-man outing; I know you might say does it really matter, hey…. It really does a lot.

He takes his vacation on space, doesn’t wear any clothes apart from the one designed for him.

As much as you badly what to feel among, your pocket says hello. It only results to living a fake life and beyond your means therefore putting you at high risk for debts.  

The Shopaholic 

Wow…! There’s ones are mostly found in female counterparts. Believe me when I say shopping is there hobby. As your friends, they encourage you to do the same. They really can make you borrow from the bank.

Can’t imagine saying I need to save money, when having these pears around me.

The Vampires

I call them this because; they feed on you like your some kind of blood host and when they are done they live. This particular types are found in opposite sex relationship i.e. girlfriend boyfriend kind.

She will always ask questions like…

***How much do you make?

***How much does this cost?

***How much did you spend?

It’s alright to ask Questions, but what you earn and how much you spend is really none of their business. So be careful with these friends they might save your contact as maga.  

Negative friends

These friends are the main source of your financial break down; they always give good negative advice on every financial decision you plant.

For example; I want to save money

He would say “what if you die now, who would have all that you’ve saved”.

I want to invest …He says “hmm… you haven’t even finished school and you thinking this far.”

When sowing a financial seed for oneself, you need to surround yourself with people having the same vision, and a negative friend isn’t one.

The bragging friends

At a time it has an advantage, that’s if you’re the quiet type because you can get tips from what they brag about.

These friends always make you what to make you inferior therefore making you spend above your income just to show off or feel among like the “rich friends”.

They are really bad for ones finances, believe me they turn friendships into a competition and this doesn’t help your bank account.